Buy now and pay later for the kid’s catalog is a purchase strategy designed by business owners to allow customers to get what they want or need for their kids before making the full payment. This method of shopping avails customers the privilege of acquiring the desired item(s) upfront and then paying the balance over a fixed period, usually two to three months. 

In this article, we will be looking at the top six retail stores (online) that offer such flexibility in payment when shopping for children’s items. 

Bon Tot

Bon Tot is a contemporary children’s store for contemporary families. Kestin Hare, an award-winning fashion designer, named it “Edinburgh’s Best Kids Shop” in the UK.  You can utilize the new Part Pay link to pay for any order above £40 and receive the items as soon as possible.   Bon Tot is a line of children’s apparel, toys, and gifts for babies and children up to the age of nine. Payment is made in four interest-free installments, the first of which is made immediately and the second of which is made every two weeks (6 weeks total).  

Toy Universe

Toy Universe is Australia’s biggest online children’s toy store, with thousands of toys from renowned brands as well as unique games, and puzzles hardly seen at another children store. Toy Universe in collaboration with all three of Australia’s finest providers of the “Buy Now Pay Later” alternative has made it easier to manage budget, so you can pick the best choicest item for your child. With agencies like AfterPay, ZipPay, HUMM, and LayBuy, you can easily lick up any item (s) and split the cost into months. However, some of them require a down payment.

The Home Shopping Network

HSN is your all-in-one shop for thousands of great-quality items from today’s renowned brands. It is a US-based company with headquarters located in Petersburg, Florida. HSN’s collaboration with Flexpay enables you to break down the cost of your item into affordable monthly installments over three to four months. HSN offers shopping for clothing, beauty supplies, home goods, jewelry, and many other interesting devices that can put a big smile on your kid’s face.  

Afterpay

Afterpay is a multi-brand, multi-product apparel retailer that caters to men, women, and children. They are located in the United Kingdom, Australia, the United States, New Zealand, and Canada.  It helps clients to get the goods they want and need while still maintaining financial wellness and spending control by dividing payments into four equal installments for both online and in-store purchases. A down payment is required with Afterpay within the first two weeks of purchase. afterwards you have to complete your bill within the next six weeks.  

Wards 

Wards, also known as Montgomery Ward, has served American families just like yours by delivering quality products at affordable prices right to their doors. Founded by Aaron Montgomery Ward, this online store has been operating strictly within the US territory. Wards offers a selection of well-constructed outerwear for kids, all available to buy now and pay later.  You can make low payments on high-quality children’s clothes with a Wards payment plan, which allows you to pay only $10 per month with no down payment.  

Bubs n’ Bags

Bubs n Bags is an online store designed to provide sales services for kids who are still in diapers. It is located at 229 Junction Road, Morningside, Queensland, 4170, Australia.  They are majorly focused on selling baby essentials and diaper bag backpacks with enough room for the baby essentials, such as wipes, diapers, bottles, and even fresh clothes.  In association with Humm, Bubs n Bags allows parents to shop for a quality diaper bag backpack and make payment later in installments with no interest.  The bill is then spread over a period of five months on a weekly or biweekly payment.  

Conclusion 

Shopping for kids is very crucial, especially when they are newborns. With the “buy now, pay later” alternative payment method, parents can now meet an urgent need for baby essentials as well as clothing, toys, furniture, and basic gadgets. So, as a parent whose pay check takes a while to arrive, this is a great option for you.